Advanced Mortgage Training And Loan Officer Strategies

"I just wanted to thank you for putting together a professional, top-notch website. I joined today as a member of Battlecall and I have browsed the website and it is packed full of helpful information. I am fairly new in the mortgage business and this site will really help me out. Keep up the good work and I will spread the word to my mortgage buddies."
Chris Johnson, Loan Officer

"Hi Rob, there is so much here it's going to take me a while to go through it all. Wow great stuff!!!"
Charles Larkin, New Loan Officer

"The templates and marketing campaigns will prove extremely useful I'm sure. I can't wait to start using them in my marketing campaigns as I go out on my own under my own license and will keep you up to date on everything as I go."
Mike Martel, Senior Loan Officer

"This site is a tremendous resource. Rob, you've done a good job here. Bravo! :-)"
Nancy Duby, Former Processor Now A Loan Originator

"Rob, I love your new Battlecall site and your Sink Or Swim Loan Closing System that I purchased."
Ryan Loesch, Loan Officer

"I am so happy to have found your web-site. I'm changing careers and the site is a wonderful resource. Thank you Rob, be well."
Sukey Dominguez, New Loan Officer

"Hey Rob, I just wanted to drop you a line personally and tell you how great I think your site is. The monthly fee is far outweighed by your content and training tools. I mostly browse the forums but have posted once or twice. I wanted to just say thanks in advance."
Mike Colagrossi, Senior Loan Officer

"I am new to your site and this information looks fantastic."
Chris Rosenbergen, Loan Officer

"Just a note to let you know that I feel your website is very informative. Thank you for your attention to detail and value added service you are providing us loan officers in the field. Your efforts to provide this at about a dollar or so a day per member is literally pushing the envelope to new extremes compared to other training I have purchased. Best of days to you."
Brian Furey, New Loan Officer

"Your site "battlecall" is awesome and is the only mortgage site that I will subscribe to, real value and thanks a million."
Jackie Hotchkiss, Licensed Mortgage Broker

"Thanks for picking up the torch here. Coming up with fresh marketing materials and good sales copy is something I think a lot of us always intend on doing, yet rarely find the time to see through. Thanks for the support. This site is great!"
Nathan Canning, Loan Officer

"I love your site and your info and your enthusiam, thank you!"
Debby Eller, Loan Officer

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Advanced Mortgage Training And Loan Officer Strategies

This department covers advanced mortgage training strategies such as mortgage planning, equity swaps and using mortgage money as an investment vehicle, amongst other subjects. The loan officer resources here can help you become your client's trusted advisor and net you an additional loan or two or more per month, meaning extra commissions in your pocket.

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DOWNLOAD = Market Has Changed Email Alert

When the rates were low and the market was volitile, half the battle was simply getting the customer to call you back. Here are some sample email text letters I sent out to prospects as a way of "teasing" them to call. As their mortgage broker, it is my duty to watch the market for them. When I had a customer who was fixated on a certain rate, and I knew they had good credit and a good loan, I would wait and watch until the rates hit that point. Then move in for the sale. . . . read more

DOWNLOAD = Blended APR Cheatsheet

If you've ever dealt with both a first and a second mortgage on a loan, then you know how frustrating this can be to explain things to your borrowers. With numbers, people get confused easily and anyway you can simply the process will be a win in your court. Use this Excel spreadsheet to crunch numbers and present the results to your clients. This resource is in Microsoft Excel format. . . . read more

DOWNLOAD = Antique Handbook Of House Property

Sometimes it's fun to see how the mortgage industry has developed over the years. I've always been a history buff and when I came across this little gem in an old bookstore, I knew I had to get it up on the Battlecall site for all you warriors. It's a mortgage handbook from 1875!!! My assistant Nancy has been busy scanning in all the pages for you, and because it is beyond the copyright it can be freely distributed. Entitled, "Handbook Of House Property: A Popular And Practical Guide To The Purchase, Mortgage, Tenancy And Compulsory Sale Of Houses And Land". This is a 265-page trip into the mortgage past and to think those loan officers back then barely had typewriters let alone computers! :-) This resource is in Adobe PDF format. . . . read more

DOWNLOAD = Housing Bubble, Bubble Toil And Trouble

Housing bubble, bubble toil and trouble. Want to know the inside scoop on the most damning evidence yet concerning the housing bubble? Then you'll want to read this insider's report from the Federal Reserve Bank Of Chicago. Inside, you'll see actual numbers and empirical data that supports the theory that housing prices overall have been pushed to sky's limit and that the slowdown has only just begun. When this came across my desk, it was a real eye-opener and I knew I just had to share it with you! Remember, the more you understand the mortgage market, the more loans you'll be able to sell and the more money you'll make. Read this report and set yourself apart from every other "me too" loan officer out there. I hope you enjoy it! This resource is in Adobe PDF format. . . . read more

DOWNLOAD = Option ARM Detail Mortgage Scripts

Here's an easy way to explain a complex mortgage product...the Option Arm loan. These scripts were developed over years of experience and are the real deal when it comes to selling these powerful mortgages. Most borrowers love them when they hear about them but they still have to be presented properly and sold. In this detailed set of scripts, you'll learn how to "act" your way through the call and exactly what to say. For new loan officers, these scripts are an absolute must! This resource is in Microsoft Word format. . . . read more

3 Mistakes To Absolutely Avoid In A 1031/TIC Exchange
We've all made bad decisions in the past. Don't you just hate to hear "I told you so" from your friends and family? Or, maybe you catch yourself saying "If only I'd have..."? Personally, I'm one of those people who prefers to learn from someone else's mistakes. . . . read more

How A 1031 Property Exchange Works
A section 1031 tax deferral allows an investor to sell a property, then reinvest the proceeds in a new property and defer all capital gain taxes. Specific conditions for the exchange state that it must be of "like-kind" and must take place within 45 days of the close of the sale. . . . read more

Mortgage Cycling Secrets
What is mortgage cycling? You may have seen the ads for books on this "secret technique" for paying off your mortgage sooner. There is undoubtedly some useful information in them too, especially if you are not familiar with the basic premise of the concept - pay extra principle every year and you'll pay off the loan sooner and save thousands on interest. . . . read more

Housing For Alternative Lifestyles
What are alternative lifestyles and why would they require alternative housing? To answer the first part it is easiest to give examples. Then the answer to the second part becomes self evident. . . . read more

There Is More Than One Way To Skin A Real Estate Deal With Seller Flexibility In Selling Property
Jack and Mary were desperate. Mary received a big promotion in another state and Jack was looking for a new job in the same city. It was just too good to pass up. Mary was a rising star in the health care industry and with the huge pay boost and promotion it was a job she had dreamed of ever since leaving graduate school armed with her MBA. Jack was a natural born salesperson and could work anywhere selling just about anything. . . . read more

Sell Real Estate Fast With A Seller Second
The real estate market has been showing signs of slowing and more and more properties are advertised for sale; however, one real estate transaction type is gaining in popularity and that is the "seller second". In such a scenario, the seller holds a second mortgage allowing the buyer to purchase the home with little or no-money-down. The down payment or a portion thereof is effectively financed with the "seller second". . . . read more

Wealth Creation And Mortgage Planning - Two Great Tastes That Go Great Together
What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates this myth probably is not your best source for accurate financial information? . . . read more

DOWNLOAD = The Trade Off Between Mortgage Prepayments And Tax-Deferred Retirement Savings

Want to know how you can help more borrowers use their mortgage to their best advantage? It's called creative financial planning and is something only the top 4% of all mortgage professionals employ. Get the background behind this growing trend and add it to your arsenal of sales tactics. . . . read more

DOWNLOAD = Handy Dandy Mortgage Spreadsheet

Why spend thousands of dollars on advanced mortgage presenation software when a simple Excel spreadsheet will do? I've used those high-prices "gizmos" out there in the industry but a lot of times you pay too much and there are ongoing yearly licensing fees. I say phooey to that! What borrowers are most looking for is something simple and straightforward. All the advanced financial projections in the world will simply float over most people's heads. And, chances are, if you have a borrower who is into all of that...you probably are dealing with an accountant or an engineer. And you know how those types are! . . . read more

DOWNLOAD = Interest-Only And Option-Arm Brochure In Laymans Terms

When I get a customer that is a sophisticated borrower and looking at all their mortgage options, I explain that an interest-only or payment option loan may be something for them to consider. But, how do you explain these complex financial products in laymans terms? Easy. You have someone else do it. Using a trusted outside resource is a great way for you to provide valuable information without looking too much like you're "selling" something. Here is a detailed brochure I've provided my clients from the US Dept Of Treasury, entitled: "Interest-Only Mortgage Payments And Payment-Option ARMs, Are They For You?" As a mortgage warrior, it is your duty to be your client's best advocate and this resource makes your job a whole lot easier. Enjoy! This resource is in Adobe PDF format. . . . read more