|
|
|
|
| ABOUT MORTGAGE BATTLECALL |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| MORTGAGE BATTLECALL ARCHIVES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| A subscription to Mortgage Battlecall is one of the best investments you can make in your mortgage career.
Get instant access to...
-
Unlimited coaching and mentoring to answer all your mortgage questions.
-
Practical, hype-free advice to help you close more loans.
-
Free custom designed marketing materials we will create and upload onto the site for you to use in your business.
-
A fast-growing, active, helpful community of mortgage professionals who learn from and help each other.
-
Thousands of business-building resources, articles, sales scripts, marketing templates, downloads and more.
-
Access to our exclusive warrior forum to post loan scenarios and get feedback.
-
Audio and video mortgage tutorials.
-
Critiques of all your marketing materials.
-
Top producer case studies.
-
Turnkey mortgage business plans you can use immediately to generate new business.
-
Loan officer recruitment strategies.
-
Lead generation techniques.
-
Become part of one of the fastest growing mortgage communities on the Internet.
-
Think about it. Close just one extra mortgage loan because of our expert advice and your membership is paid for many times over.
Join now and become a mortgage warrior today... | | |
|
|
| Here's what some of our members are saying...
"I just wanted to thank you for putting together a professional, top-notch website. I joined today as a member of Battlecall and I have browsed the website and it is packed full of helpful information. I am fairly new in the mortgage business and this site will really help me out. Keep up the good work and I will spread the word to my mortgage buddies." Chris Johnson, Loan Officer, Supreme Lending In Searcy, AR
"Hi Rob, there is so much here it's going to take me a while to go through it all. Wow great stuff!!!" Charles Larkin, New Loan Officer, Marlborough, MA
"The templates and marketing campaigns will prove extremely useful I'm sure. I can't wait to start using them in my marketing campaigns as I go out on my own under my own license and will keep you up to date on everything as I go." Mike Martel, Senior Loan Officer, Formerly With Novastar Mortgage (Soon To Be Out On His Own), Thompson, CT
"This site is a tremendous resource. Rob, you've done a good job here. Bravo! :-)" Nancy Duby, Former Processor Now A Loan Originator With Lendia, Worcester, MA
"Rob, I love your new Battlecall site and your Sink Or Swim Loan Closing System that I purchased." Ryan Loesch, Loan Officer With Pavillian Capital, Folsom, CA
"I am so happy to have found your web-site. I'm changing careers and the site is a wonderful resource. Thank you Rob, be well." Sukey Dominguez, New Loan Officer, New Loan Officer, Chicago First Mortgage, Mesa, AZ
"Hey Rob, I just wanted to drop you a line personally and tell you how great I think your mortgagebattlecall.com site is. The monthly fee is far outweighed by your content and training tools. I mostly browse the forums but have posted once or twice. I wanted to just say thanks in advance." Mike Colagrossi, Managing Partner, First Rate Financial In Belevue, WA
"I am new to mortgagebattlecall.com and this information looks fantastic." Chris Rosenbergen, Loan Officer, Fairfield Financial Mortgage Group In Danbury, CT
"Just a note to let you know that I feel your website is very informative. Thank you for your attention to detail and value added service you are providing us loan officers in the field. Your efforts to provide this at about a dollar or so a day per member is literally pushing the envelope to new extremes compared to other training I have purchased. Best of days to you." Brian Furey, New Loan Officer, Firstline Mortgage Incorporated, Las Vegas, NV
"Your site "battlecall" is awesome and is the only mortgage site that I will subscribe to, real value and thanks a million." Jackie Hotchkiss, Licensed Mortgage Broker, All-Florida Mortgage Centers, Inc In Clermont, FL
"Thanks for picking up the torch here. Coming up with fresh marketing materials and good sales copy is something I think a lot of us always intend on doing, yet rarely find the time to see through. Thanks for the support. This site is great!" Nathan Canning, Loan Officer, Bryco Funding In San Francisco, CA
"I love your site and your info and your enthusiam, thank you!" Debby Eller, Loan Officer With Capital Empire, Nuevo, California
Join now and become a mortgage warrior today... | | |
|
|
|
|
|
|
| Home |
Credit Reports & Repair
| |
Credit Report Repair, Fixing A Borrower's Credit History And How Credit Affects The Mortgage Process
This department covers information specific to credit reports and credit repair strategies that loan officers can use to help their clients. If you can improve a borrower's credit score, you greatly increase your chances of securing a mortgage loan. Oftentimes a jump of just 10 or 20 points can make the difference in getting the deal done. This loan officer training would be helpful even on a personal level to improve your own credit score!
|
Composite Credit Score Simplifies Mortgage Issues
Trying to qualify for a new mortgage can be very tough, especially if you aren't aware of the effect your credit report score has on your ability to get approved for loans. One of the first things a lender looks at to determine your suitability for a mortgage loan is your credit report, or FICO score. . . . >>> READ MORE
|
DOWNLOAD = Short Sweet Credit Dispute Letter
Need to boost your borrower's credit score in a jiffy? Then use my short, sweet credit dispute letter. Waste no time and get straight to the point has always been my motto...and the sooner you get those deliquencies off the borrower's report the better. Most credit rescoring takes an average of 3 to 5 months before you see results, so don't delay. Use this letter and give some life support to those "dead" deals. It could mean an extra $3,000 to $5,000 in your pocket. This resource is in Microsoft Word format. . . . >>> READ MORE
|
DOWNLOAD = An Overview Of Consumer Data And Credit Reporting
"An Overview Of Consumer Data And Credit Reporting" from the Board Of Governors Of the Federal Reserve is an excellent overview of the Fair Credit Reporting Act and the rights and responsibilities that the major credit agencies have is ensuring a fair and accurate system. Banks and lenders take credit reports as gospel and the liquidity of the mortgage markets depends on it. This report is a wonderful primer on some of the major issues affecting the credit side of the mortgage business. This resource is in Adobe PDF format. . . . >>> READ MORE
|
Would You Show Your Social Security Number In Your Mortgage Ads?
Well, that's exactly what Todd Davis has done. In fact, you can actually see how he posted his social security number 457-55-5462 on his website. Actually, Mr. Davis is the CEO of a company called LifeLock (lifelock.com) and they guarantee your identity will not be stolen when you sign up for their service. . . . >>> READ MORE
|
Ways To Immediately Raise Your Credit Score
Is it important to raise your credit score? It may be. Lenders each have their own "break points" between scores that get you one interest rate or another. If you have a score of 688, and the lender drops the mortgage rate by .5% at 690, those two points can cost you an extra $20,000 in interest on a $170,000 loan (over 30 years at 6.5% instead of 6%). Is that important to you? What can you do about it? . . . >>> READ MORE
|
Fixing A Credit Report Quickly
Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit report." Alternately, when you are denied credit based on a report issued by a local credit reporting agency, you can request a free credit report from that agency within 30 days. . . . >>> READ MORE
|
Buying A Home With Bad Credit
The worst thing about buying a home with bad credit isn't that it is that difficult. It is the fees and interest rates you'll have to pay for your home mortgage loan. Use the following techniques to repair that credit and so lower the rates you'll pay. If you can't take the time to do that, see part two for some other options. . . . >>> READ MORE
|
Identity Theft And Mortgages
There have been several cases where Identity Theft has left individuals with no other option than to file for bankruptcy. While there are laws in place to protect consumers, there is a lot of work still associated with restoring your good name. . . . >>> READ MORE
|
Getting A Mortgage After Bankruptcy
It is unfortunate that many bankruptcy attorneys do not give their clients more direction with regard to restoring themselves after their bankruptcy. There are some simple steps that anyone who files a bankruptcy needs to take in order to restore themselves financially. . . . >>> READ MORE
|
Real Estate Bankruptcy
Although real estate bankruptcy cases no longer dominate the bankruptcy courts' dockets as they did in the early nineties, but they continue to be filed with great frequency. At its essence, the real estate bankruptcy is a two party dispute between mortgagee and mortgagor. Real estate bankruptcy cases are typically filed after a foreclosure sale has been set. . . . >>> READ MORE
|
You Can't Steal In Slow Motion-Real Estate Deals Wait For No One
Charlene and her daughter Tanya wanted more out of life than their small two bedroom one-bath apartment could provide. Tanya had been begging for a cocker spaniel puppy for two years now. Apartment rules would not allow a dog. The laundry facilities were downstairs and at the far end of the building. . . . >>> READ MORE
|
Buyers Being Creative In A Soft Real Estate Market With A Challenged Credit History
The stars have lined up against many would be buyers with the amount of baggage they bring to the table in the way of challenged credit. They want to buy something. They need to buy something. Whether it be a recent bankruptcy, repossession, foreclosure, large medical bill collections, identity theft or judgements or recent unemployment any one of which can plummet a credit score and put the would be buyer in a financial hole. . . . >>> READ MORE
|
|
FICO Scores: Are They So Important for Getting a Mortgage?
I first heard "FICO score" mentioned, about six or seven years ago, when one of my children worked for a mortgage company, and I found out from him that FICO score has been around since the 1950s, after Fair, Isaac and Co. (therefore the acronym FICO) developed a certain method to determine the credit risks of borrowers. . . . >>> READ MORE
|
Mortgage After Bankruptcy, These Steps Could Help
If you want to increase your chances of qualifying for a mortgage after bankruptcy, here are some steps you can take: First, if you plan to apply for a mortgage after bankruptcy, you will want to have any inaccurate or obsolete negative information on your credit reports corrected or removed. This can help increase your credit score. . . . >>> READ MORE
|
New Credit Scoring System
Basically, the scores are designed to help lenders determine the creditworthiness of loan applicants. It provides a viable indication of the capability and likelihood of a loan being repaid by the borrower. . . . >>> READ MORE
|
Mortgage Credit Repair After Experiencing Mortgage Servicing Hell
First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the prior lender, they had sent in their mortgage payment by way of a personal check between the first and the fifteenth of the month and the payment had been posted with little event as being received as agreed. . . . >>> READ MORE
|
Raise Your Credit Score In 7 Easy Steps
Credit scores are tantamount to one's purchasing and borrowing power. Buying a new home, qualifying for a low APR credit card to shopping for a small business loan all depend on a consumer's credit history. A low credit score identifies that a consumer may be overextended in bills, is unable to manage accounts or has a poor repayment behavior. . . . >>> READ MORE
|
Humpty Dumpty Sat On A...Winning With Credit Repair
When Humpty Dumpty fell off the wall the creditors started calling and sending threatening letters all about what they were going to do to you and your credit. With speed dialers and predictive dialing systems there is no escape from this onslaught of harassment. Only a positive and proactive plan can meet and beat this bombardment from the creditors. The pieces after the fall can be put together again and it won't take all the king's men, you can do it yourself. I'm assuming there is some cash flow and some continuing employment for what follows. . . . >>> READ MORE
|
The Myth Of Easy Credit Report Repair
Do a search for credit report repair or navigate through the forums that are popular with consumer advocates and credit repair specialists and you will likely find more than a few contributors who claim that fixing your credit reports is a simple process. . . . >>> READ MORE
|
How To Lose Credit Card Debt--Legally
There are millions of people who are 'up to their eyes' in debt. For the majority of these people it's difficult to see a way out of the debt trap. However, there are some practical things that can be done to alleviate the situation. Here are some tried and tested methods: . . . >>> READ MORE
|
Adding Tradelines And Other Ways To Improve Your Credit Report
For many people, a credit report is something akin to a mystery novel. It's a little hard to understand, and you never know how it's going to turn out if you don't read the whole thing. But you really do have the power to take the mystery out of understanding what your credit report is, how it affects your life, and what you can do to improve that all important credit score. Let's begin with some basic definitions. . . . >>> READ MORE
|
|
|